First National Bank in Olney
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CD/IRA
  • Certificates of Deposit

    If your goal is to save for the short term or long term, First National Bank in Olney can help. We offer a variety of savings programs that provide maximum return and liquidity. From high yielding money market accounts to safe and secure Certificates of Deposit with flexible maturities, First National Bank has the right solution for you.

    Are you interested in opening a CD Account with us? If so, please stop by one of our branches or call one of our Personal Bankers* to get started.

    *The e-mail links provided are not transmitted via secure domain and confidential information such as passwords, Social Security numbers, account numbers, etc. should not be included in your correspondence.

  • Rainbow CD

    This CD is a savings plan that lets customers earn a higher rate of interest.

    • Let us help you find your pot of gold at the end of your "Rainbow".
    • Minimum initial deposit of $25.
    • Minimum monthly deposit of $25.
    • Amounts are automatically transferred per customers request from an existing FNB Olney account.
    • 12 month term - fixed rate - automatically renewable.
    • Interest compounded at maturity.
    • 6 months interest plus $25 calculation fee for early withdrawal.
       
  • Individual Retirement Accounts

    Save for your retirement with an IRA. The benefits of investing in a traditional IRA include tax-deferred earnings and in some cases, tax deductibility. Roth IRA's are nondeductible accounts that feature tax-free withdrawals for certain distribution reasons after a five-year holding period. For all IRA's you must have earned income.

    Do you have questions about how IRA's work or some of the terms used to discuss IRA's? Check out our IRA FAQ page to see if the answer is there.

    Contact a Personal Banker* to start your IRA today for a worry free retirement.

     

    *The e-mail links provided are not transmitted via secure domain and confidential information such as passwords, Social Security numbers, account numbers, etc. should not be included in your correspondence.